Know exactly what you are buying, before you write the offer.

Danville, Alamo, Blackhawk, Walnut Creek and San Ramon move fast, and the disclosure package is where the real story lives. My job is to read it properly, tell you what it means, and then go win the house at a price that makes sense.

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or give me a call at (925) 917-3970

Read my promise to buyers

Coldwell Banker Realty
CREN Certified Negotiator
DRE #02226845
Contra Costa & Alameda

What you get working with me

Buy with clarity and confidence

Your home search deserves thoughtful preparation and personal attention. I help you understand the details, weigh your options, and negotiate with confidence, from the first showing to the day you get your keys.

Hands reviewing property disclosures, inspection reports and title documents — Disclosures reviewed line by line

Disclosures made clear

I go through every disclosure and inspection report with you in plain English, flag anything that deserves a second look, and bring in a specialist when a question needs one.

Negotiation

I am a Certified Real Estate Negotiator. I build your offer around the property, the competition and your priorities, then hold that line through price, terms and repairs.

Personal service

You work with me, not a handoff. I stay in the details, answer the phone, and make sure you always know where your purchase stands and what comes next.

Brand and connections

Coldwell Banker Realty puts national reach and real resources behind your purchase. My local lenders, inspectors and contractors get you straight answers.

How it works

Nine steps from first conversation to keys

This is the actual sequence, not a brochure version of it. If you want to skip ahead to any part of it, call me and we will start there.

The first conversation

Twenty minutes, usually on the phone. What you are looking for, where, what your timeline actually is, and whether now is even the right moment. Sometimes the honest answer is to wait, and I will tell you that.

Get your financing straight

Before we tour anything. A real pre-approval, not a pre-qualification, from a lender who answers on weekends. In this market an offer without solid financing behind it does not get read twice.

Build your search

I set you up on a private search that pulls straight from the MLS, tuned to your areas, price and must-haves. New listings reach you the moment they go live, not after they show up on a portal.

Set up in about five minutes

Touring, and what I am looking at

You are looking at the kitchen. I am looking at the roofline, the grading, the panel, the crawl space access and what the neighbors did to their yard. I will tell you what I see, including when I think you should walk.

Reading the disclosure package

This is where I earn it. Seller disclosures, the preliminary title report, the natural hazard report, HOA documents, past inspections. You get a written brief on the material issues, the likely cost, and what is worth negotiating versus what is normal for a house of that age in that area.

Writing an offer that gets picked

Price is one of maybe six things a listing agent weighs. Contingency structure, deposit, close timeline, loan type, the cover letter and who your lender is all move the needle. I call the listing agent before we write, every time, and find out what the seller actually wants.

Inspections, repairs and the request

If we did not go in with inspections waived, this is where the contractor network matters. Real numbers on real work, so a repair request is a documented ask instead of a wish, and you keep leverage instead of spending it.

Escrow, appraisal and the loan

The unglamorous four weeks where deals actually die. I stay on the lender, the appraiser and the title company so you are not the one chasing anybody, and you hear from me before you have to wonder.

Keys, and then afterward

Recording, keys, and a handoff list of the contractors, the utility accounts and the paperwork you will want at tax time. I am still your agent after closing, and most of my business comes from people who found that out.

The open front door of an East Bay home in late afternoon light

The thing nobody else sends you

A written brief before you walk in the door

Always pull the disclosures before you tour, not after. If a house is worth driving to, it is worth five minutes of reading first. You get a brief from me that says what is actually in that package, in plain English.

Worth knowing first

Two minutes can change your mind.

A roof at the end of its life, a foundation issue that dropped the house out of escrow once already, a death on the property. Any one of those is worth knowing before you spend a Saturday on it.

The common mistake

Touring first, reading later.

It is one of the most frequent unrepresented and first-time buyer errors, and it costs you a second trip, or a first one you never needed to make.

Inside the brief

What the brief covers

Six things I read on every package, written out plainly so the whole thing takes you five minutes.

01
Material defects
Ranked by what they will actually cost you, not by how alarming they sound.
02
Natural hazard exposure
Fire, flood and seismic, and what each one does to your insurance premium.
03
Title and easements
Liens, boundary issues and anything else recorded against the property.
04
HOA health
Finances, reserves, pending assessments and the rules that surprise people later.
05
Permit history
What was done to this house, and what was done to it without a permit.
06
What is worth negotiating
Which items give you real leverage, and which are just normal for the age and area.

Where I work