Cash offers nationwide
A real offer, from a real buyer, with real money.
Tell me about the property and I take it to the cash buyers and investors I work with directly. You get their offer alongside an honest read on what the same home would bring on the open market, so you can hold the two numbers side by side.
What you actually get
An algorithm guesses. A buyer commits.
Anyone can plug an address into a website and watch a number appear in thirty seconds. That number is a computer’s estimate, and nobody behind it has put up a dollar.
What makes an offer real
A named buyer. Verified proof of funds. A price, terms, and a closing date you can hold someone to.
That is the difference between a number on a screen and an offer you can act on.
- A written offer from a funded buyer, with the buyer named
- The home is taken exactly as it sits today
- One walkthrough, on a day that works for you
- You pick the closing date, from about two weeks out to several months
- A market-value comparison alongside it, so you can see what the convenience costs
- The decision stays yours, and a year from now is a fine time to circle back
Most of the owners I bring cash offers to have been in the home ten years or longer and want a clean, certain exit more than they want the last dollar.
Request your cash offer
About a minute to fill out. I review every request myself and follow up within one business day.
The process
Four steps, about a week start to finish.
Four steps, and nothing to sign before you see your number.
Step 01
You Send the Details
The address and a few basics on the form above. Photos help, and they are optional.
Step 02
I Do the Homework
I pull the recent sales around you, look at the condition, and take your property to the cash buyers and investors I work with directly.
Step 03
You Get Two Numbers
A cash offer with terms and a closing window, plus what I believe the home would realistically sell for on the open market.
Step 04
You Choose, or You Don’t
Take the cash offer, go the traditional route, or set the whole thing aside. Either way you keep the information.
Most of these calls start the same way. A house full of a lifetime, a family spread across three states, and a decision nobody wants to drag out for six months.
Common situations
When a cash offer makes real sense.
A cash sale is not the right answer for every home. It is the right answer when certainty and speed are worth more to you than squeezing out the last dollar.
Inherited or Probate Property
You are managing an estate from a distance, the house is full of a lifetime of belongings, and the family wants a clean resolution rather than a six-month project.
The Home Needs Work
Deferred maintenance, an older roof, dated systems. A cash buyer takes it as it sits, so you are not writing checks to contractors before you can sell.
Relocation or a Job Change
You have a start date. A cash close on a date you choose removes the guesswork from moving two households at once.
Tenant-Occupied or a Rental You Are Done With
Showings around tenants are difficult. Investor buyers often welcome the tenant in place, which keeps everyone’s life simpler.
Divorce, Downsizing or a Life Change
When the goal is to close a chapter cleanly, a defined timeline and a known number are worth a great deal.
You Want the Quiet Version
One walkthrough instead of six weeks of Sundays. The house presentable for an hour, not for a month. A buyer whose money is already in the bank.
An honest comparison
Cash offer against the open market.
Most cash offer websites leave this part out. I would rather you see it up front, because the right decision depends entirely on which column matters more to you.
| Cash offer | Traditional listing | |
|---|---|---|
| Net proceeds | Typically below full market value in exchange for speed and certainty | Usually the highest possible price when the home is prepared and marketed well |
| Time to close | Often two to three weeks | Commonly 30 to 60 days once you are in contract |
| Repairs and prep | The buyer takes the home as it sits | Recommended, and it is usually what drives the higher price |
| Showings | Typically one walkthrough | Broker tour, open houses and private showings |
| Financing risk | A cash buyer, so the sale clears without an appraisal or a loan | Most buyers are financed, which adds appraisal and loan contingencies |
| Certainty | High. A defined number and a defined date | Strong in a healthy market, but the final number is settled in contract |
General comparison for planning purposes. Your actual numbers depend on the property, the buyer and current market conditions.
Why work through me
You get an advocate, not just an offer.
Anyone can put a number in front of you. What most sellers never get is somebody on their side of the table reading the terms, checking the buyer’s ability to perform, and saying plainly when the offer is not good enough.
That is the part I handle. I am a licensed Realtor® with Coldwell Banker Realty and a Certified Real Estate Negotiator, and the resources of one of the most recognized names in real estate stand behind every conversation we have. I also hold a Home Improvement Salesperson license and keep an active contractor network, so if a modest amount of work would move your number significantly, I can tell you what that work costs before you decide anything.
- I bring you multiple cash buyers when the property fits, rather than a single take-it-or-leave-it number
- I verify proof of funds before you ever rearrange your life around a closing date
- I read the contingencies, the inspection windows and the cancellation terms with you
- You always see the market-value alternative, even when it means I recommend against the cash offer
- A national network of cash buyers and investors, plus deep local expertise across the East Bay
Questions sellers ask me
Before you fill out the form.
My home is not in California. Can you still help?
Yes. The cash offer works wherever your home is, because the investors and cash buyers in my network purchase directly from you. I bring you their offer and walk you through the terms. What changes is the representation. In California I can also act as your agent and list the home on the open market if the cash offer turns out to be the wrong fit. Outside California I will connect you with a licensed agent in your market for that side of it.
What am I committing to?
The number, and nothing else. Requesting the offer is free, it carries no listing agreement, and saying no costs you nothing. Plenty of people request a number, decide the timing is wrong, and circle back a year later.
How is this different from the instant cash offer sites?
Those sites give you a computer-generated value in a few seconds. It is an estimate. Nobody has seen your home and nobody has committed funds, so the number often moves once someone actually inspects the place. What I bring you is an offer a specific buyer has agreed to, with proof of funds behind it and terms in writing. It takes a few days instead of a few seconds, and it means something.
Who is actually buying my home?
Depending on the property, offers come from local investors, renovation buyers and cash buyers I work with directly. I will tell you who the buyer is and confirm their proof of funds before you commit to anything.
Will I get less than market value?
Usually, yes, and I would rather say that plainly. A cash buyer is paying for speed, certainty and the ability to take the home as it sits. What you should be comparing is the cash number against your realistic net after prep costs, carrying costs and time on the market. That comparison comes with your offer.
Do I have to clean it out or fix anything?
Take what you want and leave the rest. That is often the single biggest relief for families dealing with an inherited home.
How fast can we close?
Two to three weeks is common with a cash buyer. If you need more time to find your next place, we set the closing date further out. You drive the calendar.
What if the cash offer is not enough?
Then we look at the other paths. Sometimes a small amount of prep work and a proper listing nets you significantly more, and there is a Coldwell Banker program that can fund that work with nothing out of your pocket up front. More on that below.
Sometimes the cash number is the answer. Sometimes three weeks of work and a proper listing is worth far more, and you should know which one you are looking at.
Coldwell Banker Concierge
Up to $75,000
Fund the work now, pay for it at closing.
If the cash offer lands lower than you hoped, it is usually because the home needs work you would rather not pay for out of pocket. That is exactly the gap this program closes.
Through Coldwell Banker Realty, qualified sellers can access funds for pre-sale improvements with nothing due up front. The work gets done, the home hits the market showing its best, and the funds are repaid out of your proceeds at closing.
- $0 out of pocket up frontYou do not write a check to start the work.
- Repaid at closingFunds, interest and applicable fees are settled from your sale proceeds when the home closes.
- Choose your own contractorsYour crew, your call. No required vendor list and no third-party project manager in the middle.
- Covers what moves the needlePaint, flooring, landscaping, repairs, deep cleaning, staging, storage and moving costs.
- I coordinate the whole thingMy contractor network, my walkthrough, my scope of work, and a clear estimate of what each dollar is likely to return.
Concierge is a home improvement financing program available to qualified sellers with an active listing agreement. Financing is provided by a third-party lender, not by Coldwell Banker Realty. Funding amounts, interest rates and fees are determined by the lender and are subject to credit approval, available equity and program requirements. Not all applicants will qualify. Funds, interest and applicable fees are repaid at closing, upon expiration or cancellation of the listing, or twelve months after funding, whichever occurs first. Program terms are subject to change. Ask Chris for the current program disclosure before you enroll.
Start here
Start with the number.
You do not have to decide anything today. Send me the address and I will get you a cash offer and an honest market read, and you can sit with both.
Chris Lee Luna, Realtor® · Coldwell Banker Realty · Certified Real Estate Negotiator · DRE #02226845 · (925) 917-3970
