Your first home, explained one step at a time.
Buying a home for the first time feels like a lot. I will walk you through each step, explain every document, and make sure you never feel rushed or left guessing.
The costs and pieces, laid out simply.
A first purchase has more moving parts than people expect. We cover each one early.
Down payment and loan
A lender will review your finances and show your options. I will introduce you to lenders I trust.
Closing costs and reserves
Beyond the down payment there are fees and cash reserves to plan for. I help you see the whole picture first.
Inspections and disclosures
You get to learn about the home before you commit. I explain what each report means in everyday terms.
Five steps from “maybe” to keys.
Get ready
Meet with a lender, review your budget, and decide what matters most in a home.
Search together
You get a search built around your list and honest feedback on every home we see.
Make an offer
I explain the terms, shape a strong offer, and negotiate on your behalf.
Inspections and review
We review disclosures and inspections, then decide how to move forward.
Close and celebrate
I guide the final steps and hand you the keys.
Answers before you ask.
How much do I need to get started?
It depends on the loan and the home. A short conversation with a lender gives you real numbers, and I can set that up for you.
Do I need to be pre-approved first?
Yes, it is a good first step. It shows sellers you are serious and shows you a comfortable range.
How long does buying take?
Searching can take weeks or months. After an accepted offer, closing often takes about a month, depending on the loan.
Will you pressure me?
No. My job is to help you decide, not to rush you.
Start with a conversation.
No pressure and no obligation. We talk through your goals and your next step.
(925) 917-3970 | chris@chrisleeluna.com